Call reports 2025
TRADITIONAL BANK, INC. — 2025
What TRADITIONAL BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,357,640,000 | 2,382,606,000 | 2,391,060,000 | 2,461,947,000 |
| Total loans | 1,530,316,000 | 1,568,665,000 | 1,595,133,000 | 1,612,192,000 |
| Allowance for loan losses | 16,286,000 | 16,594,000 | 16,688,000 | 16,929,000 |
| Securities available for sale | 674,665,000 | 654,146,000 | 657,823,000 | 646,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,113,973,000 | 2,143,871,000 | 2,130,421,000 | 2,198,382,000 |
| Interest-bearing deposits | 1,715,762,000 | 1,714,131,000 | 1,704,832,000 | 1,769,475,000 |
| Noninterest-bearing deposits | 398,211,000 | 429,740,000 | 425,589,000 | 428,907,000 |
| Equity capital | 183,365,000 | 185,443,000 | 200,908,000 | 206,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 27,918,000 | 56,909,000 | 87,102,000 | 118,229,000 |
| Interest expense | 12,901,000 | 25,665,000 | 38,721,000 | 51,246,000 |
| Net interest income | 15,017,000 | 31,244,000 | 48,381,000 | 66,983,000 |
| Noninterest income | 2,462,000 | 6,871,000 | 9,545,000 | 12,254,000 |
| Noninterest expense | 11,025,000 | 22,411,000 | 34,359,000 | 47,595,000 |
| Provision for loan losses | 23,000 | 349,000 | 691,000 | 1,039,000 |
| Pretax income | 6,323,000 | 14,223,000 | 21,092,000 | 28,485,000 |
| Income tax | 2,142,000 | 4,589,000 | 6,807,000 | 9,378,000 |
| Net income | 4,181,000 | 9,634,000 | 14,285,000 | 19,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 245,053,000 | 247,423,000 | 249,622,000 | 252,008,000 |
| Total capital | 263,442,000 | 266,435,000 | 269,043,000 | 271,985,000 |
| Risk-weighted assets | 1,760,076,000 | 1,779,377,000 | 1,803,181,000 | 1,837,641,000 |