Call reports 2024
TRADITIONAL BANK, INC. — 2024
What TRADITIONAL BANK, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,308,252,000 | 2,319,006,000 | 2,341,540,000 | 2,367,921,000 |
| Total loans | 1,432,211,000 | 1,478,688,000 | 1,524,662,000 | 1,512,983,000 |
| Allowance for loan losses | 15,949,000 | 16,246,000 | 16,175,000 | 16,353,000 |
| Securities available for sale | 719,557,000 | 714,747,000 | 703,350,000 | 684,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,986,391,000 | 1,975,537,000 | 1,960,761,000 | 2,129,528,000 |
| Interest-bearing deposits | 1,586,652,000 | 1,555,971,000 | 1,553,629,000 | 1,711,051,000 |
| Noninterest-bearing deposits | 399,739,000 | 419,566,000 | 407,132,000 | 418,477,000 |
| Equity capital | 164,597,000 | 167,910,000 | 185,273,000 | 175,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 26,292,000 | 52,667,000 | 80,218,000 | 108,931,000 |
| Interest expense | 14,002,000 | 27,780,000 | 42,160,000 | 55,992,000 |
| Net interest income | 12,290,000 | 24,887,000 | 38,058,000 | 52,939,000 |
| Noninterest income | 2,586,000 | 5,429,000 | 7,841,000 | 10,886,000 |
| Noninterest expense | 10,868,000 | 21,596,000 | 32,448,000 | 43,568,000 |
| Provision for loan losses | 428,000 | 872,000 | 963,000 | 1,241,000 |
| Pretax income | 3,553,000 | 7,760,000 | 12,207,000 | 18,696,000 |
| Income tax | 1,626,000 | 3,381,000 | 5,270,000 | 7,428,000 |
| Net income | 1,927,000 | 4,379,000 | 6,937,000 | 11,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 240,364,000 | 241,185,000 | 241,843,000 | 243,475,000 |
| Total capital | 258,311,000 | 259,429,000 | 260,016,000 | 261,826,000 |
| Risk-weighted assets | 1,638,162,000 | 1,683,835,000 | 1,738,269,000 | 1,735,411,000 |