Call reports 2023
TRADITIONAL BANK, INC. — 2023
What TRADITIONAL BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,190,400,000 | 2,236,233,000 | 2,310,780,000 | 2,345,377,000 |
| Total loans | 1,300,772,000 | 1,317,593,000 | 1,364,507,000 | 1,417,350,000 |
| Allowance for loan losses | 14,486,000 | 14,871,000 | 15,241,000 | 15,624,000 |
| Securities available for sale | 760,365,000 | 733,678,000 | 709,819,000 | 741,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,923,426,000 | 1,928,813,000 | 2,001,168,000 | 2,016,055,000 |
| Interest-bearing deposits | 1,473,687,000 | 1,486,834,000 | 1,566,743,000 | 1,605,478,000 |
| Noninterest-bearing deposits | 449,739,000 | 441,979,000 | 434,425,000 | 410,577,000 |
| Equity capital | 162,351,000 | 160,053,000 | 149,967,000 | 166,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 21,347,000 | 43,852,000 | 68,240,000 | 94,454,000 |
| Interest expense | 7,315,000 | 16,859,000 | 28,420,000 | 41,807,000 |
| Net interest income | 14,032,000 | 26,993,000 | 39,820,000 | 52,647,000 |
| Noninterest income | 2,592,000 | 5,035,000 | 7,386,000 | 10,070,000 |
| Noninterest expense | 9,498,000 | 19,341,000 | 29,411,000 | 39,651,000 |
| Provision for loan losses | -1,578,000 | -1,140,000 | -716,000 | -271,000 |
| Pretax income | 6,661,000 | 11,772,000 | 16,454,000 | 21,280,000 |
| Income tax | -21,148,000 | -19,844,000 | -18,261,000 | -15,928,000 |
| Net income | 27,809,000 | 31,616,000 | 34,715,000 | 37,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,713,000 | 243,927,000 | 244,449,000 | 240,436,000 |
| Total capital | 259,197,000 | 260,796,000 | 261,688,000 | 258,058,000 |
| Risk-weighted assets | 1,589,319,000 | 1,586,314,000 | 1,635,935,000 | 1,674,427,000 |