Call reports 2020
TRADITIONAL BANK, INC. — 2020
What TRADITIONAL BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,658,127,000 | 1,881,159,000 | 1,961,210,000 | 2,076,041,000 |
| Total loans | 1,192,959,000 | 1,308,994,000 | 1,339,072,000 | 1,316,263,000 |
| Allowance for loan losses | 14,028,000 | 14,338,000 | 15,175,000 | 15,777,000 |
| Securities available for sale | 368,125,000 | 388,292,000 | 422,281,000 | 471,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,396,832,000 | 1,600,531,000 | 1,671,713,000 | 1,782,951,000 |
| Interest-bearing deposits | 1,335,616,000 | 1,535,780,000 | 1,597,350,000 | 1,695,134,000 |
| Noninterest-bearing deposits | 61,216,000 | 64,751,000 | 74,363,000 | 87,817,000 |
| Equity capital | 166,358,000 | 182,525,000 | 189,724,000 | 195,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 17,015,000 | 33,777,000 | 52,101,000 | 69,466,000 |
| Interest expense | 4,038,000 | 7,275,000 | 10,239,000 | 13,037,000 |
| Net interest income | 12,977,000 | 26,502,000 | 41,862,000 | 56,429,000 |
| Noninterest income | 1,638,000 | 2,965,000 | 4,473,000 | 6,038,000 |
| Noninterest expense | 7,940,000 | 15,665,000 | 23,638,000 | 31,599,000 |
| Provision for loan losses | 276,000 | 525,000 | 1,442,000 | 2,072,000 |
| Pretax income | 6,673,000 | 13,832,000 | 21,746,000 | 29,254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,673,000 | 13,832,000 | 21,746,000 | 29,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,438,000 | 172,637,000 | 177,245,000 | 180,753,000 |
| Total capital | 182,466,000 | 186,975,000 | 192,420,000 | 196,530,000 |
| Risk-weighted assets | 1,281,347,000 | 1,336,133,000 | 1,495,925,000 | 1,285,186,000 |