Call reports 2016
TRADITIONAL BANK, INC. — 2016
What TRADITIONAL BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,260,832,000 | 1,292,295,000 | 1,325,078,000 | 1,360,692,000 |
| Total loans | 897,678,000 | 916,541,000 | 934,074,000 | 941,035,000 |
| Allowance for loan losses | 12,415,000 | 12,373,000 | 12,360,000 | 11,317,000 |
| Securities available for sale | 313,191,000 | 312,844,000 | 326,925,000 | 318,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,033,783,000 | 1,056,877,000 | 1,085,281,000 | 1,135,411,000 |
| Interest-bearing deposits | 962,518,000 | 991,965,000 | 995,228,000 | 1,073,613,000 |
| Noninterest-bearing deposits | 71,265,000 | 64,912,000 | 90,053,000 | 61,798,000 |
| Equity capital | 134,144,000 | 140,405,000 | 141,625,000 | 133,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,374,000 | 25,067,000 | 37,940,000 | 50,834,000 |
| Interest expense | 1,634,000 | 3,264,000 | 4,961,000 | 6,687,000 |
| Net interest income | 10,740,000 | 21,803,000 | 32,979,000 | 44,147,000 |
| Noninterest income | 1,486,000 | 2,910,000 | 4,433,000 | 5,906,000 |
| Noninterest expense | 6,365,000 | 12,763,000 | 19,294,000 | 25,603,000 |
| Provision for loan losses | 266,000 | 369,000 | 402,000 | 663,000 |
| Pretax income | 6,088,000 | 12,136,000 | 18,284,000 | 24,214,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,088,000 | 12,136,000 | 18,284,000 | 24,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,164,000 | 131,012,000 | 134,184,000 | 135,772,000 |
| Total capital | 140,264,000 | 143,165,000 | 146,544,000 | 147,089,000 |
| Risk-weighted assets | 967,665,000 | 972,027,000 | 995,813,000 | 1,002,393,000 |