Call reports 2015
TRADITIONAL BANK, INC. — 2015
What TRADITIONAL BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,168,423,000 | 1,180,109,000 | 1,195,879,000 | 1,233,987,000 |
| Total loans | 810,288,000 | 812,807,000 | 830,815,000 | 867,971,000 |
| Allowance for loan losses | 13,326,000 | 12,880,000 | 12,113,000 | 12,172,000 |
| Securities available for sale | 308,970,000 | 304,253,000 | 318,793,000 | 318,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 956,803,000 | 964,612,000 | 974,335,000 | 1,000,709,000 |
| Interest-bearing deposits | 907,306,000 | 900,036,000 | 911,053,000 | 933,974,000 |
| Noninterest-bearing deposits | 49,497,000 | 64,576,000 | 63,282,000 | 66,735,000 |
| Equity capital | 125,739,000 | 125,111,000 | 128,811,000 | 131,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,669,000 | 23,407,000 | 35,265,000 | 47,355,000 |
| Interest expense | 1,530,000 | 3,071,000 | 4,652,000 | 6,229,000 |
| Net interest income | 10,139,000 | 20,336,000 | 30,613,000 | 41,126,000 |
| Noninterest income | 1,371,000 | 2,898,000 | 4,423,000 | 5,785,000 |
| Noninterest expense | 6,356,000 | 12,569,000 | 19,036,000 | 25,137,000 |
| Provision for loan losses | 5,000 | 33,000 | 57,000 | 72,000 |
| Pretax income | 5,155,000 | 11,024,000 | 16,335,000 | 22,096,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,155,000 | 11,024,000 | 16,335,000 | 22,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,198,000 | 121,179,000 | 123,610,000 | 126,251,000 |
| Total capital | 129,056,000 | 132,214,000 | 134,940,000 | 138,001,000 |
| Risk-weighted assets | 866,154,000 | 880,981,000 | 905,588,000 | 939,605,000 |