Call reports 2014
BANK OF SANTA BARBARA, THE — 2014
What BANK OF SANTA BARBARA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 157,125,000 | 158,868,000 | 170,223,000 | 160,129,000 |
| Total loans | 119,085,000 | 119,888,000 | 119,412,000 | 130,941,000 |
| Allowance for loan losses | 1,613,000 | 2,200,000 | 2,182,000 | 1,838,000 |
| Securities available for sale | 3,642,000 | 3,096,000 | 3,018,000 | 2,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,361,000 | 137,326,000 | 148,598,000 | 136,036,000 |
| Interest-bearing deposits | 80,918,000 | 84,183,000 | 93,001,000 | 84,284,000 |
| Noninterest-bearing deposits | 54,443,000 | 53,143,000 | 55,596,000 | 51,752,000 |
| Equity capital | 16,423,000 | 16,187,000 | 16,236,000 | 15,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,606,000 | 3,434,000 | 5,231,000 | 6,963,000 |
| Interest expense | 123,000 | 234,000 | 360,000 | 479,000 |
| Net interest income | 1,483,000 | 3,200,000 | 4,871,000 | 6,484,000 |
| Noninterest income | 139,000 | 250,000 | 486,000 | 581,000 |
| Noninterest expense | 1,729,000 | 3,410,000 | 5,284,000 | 7,124,000 |
| Provision for loan losses | 0 | 413,000 | 413,000 | 543,000 |
| Pretax income | -107,000 | -373,000 | -340,000 | -602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -107,000 | -373,000 | -340,000 | -602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,506,000 | 14,081,000 | 14,074,000 | 13,919,000 |
| Total capital | 16,131,000 | 15,794,000 | 15,806,000 | 15,781,000 |
| Risk-weighted assets | 139,002,000 | 136,488,000 | 138,508,000 | 148,938,000 |