Call reports 2012
BANK OF SANTA BARBARA, THE — 2012
What BANK OF SANTA BARBARA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 106,198,000 | 108,130,000 | 118,999,000 | 131,261,000 |
| Total loans | 76,569,000 | 91,277,000 | 96,141,000 | 104,305,000 |
| Allowance for loan losses | 1,318,000 | 1,414,000 | 1,473,000 | 1,474,000 |
| Securities available for sale | 6,566,000 | 4,446,000 | 4,366,000 | 4,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,172,000 | 94,310,000 | 99,317,000 | 111,024,000 |
| Interest-bearing deposits | 67,682,000 | 67,361,000 | 70,588,000 | 73,813,000 |
| Noninterest-bearing deposits | 24,490,000 | 26,949,000 | 28,729,000 | 37,212,000 |
| Equity capital | 13,578,000 | 13,553,000 | 14,294,000 | 14,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,507,000 | 3,932,000 | 5,476,000 |
| Interest expense | 94,000 | 199,000 | 335,000 | 468,000 |
| Net interest income | 1,090,000 | 2,308,000 | 3,597,000 | 5,008,000 |
| Noninterest income | 292,000 | 431,000 | 611,000 | 731,000 |
| Noninterest expense | 1,179,000 | 2,491,000 | 3,619,000 | 4,771,000 |
| Provision for loan losses | 0 | 96,000 | 156,000 | 156,000 |
| Pretax income | 203,000 | 152,000 | 433,000 | 812,000 |
| Income tax | 0 | 0 | -400,000 | -650,000 |
| Net income | 203,000 | 152,000 | 833,000 | 1,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,564,000 | 13,519,000 | 13,989,000 | 14,281,000 |
| Total capital | 14,648,000 | 14,885,000 | 15,348,000 | 15,802,000 |
| Risk-weighted assets | 86,467,000 | 108,389,000 | 107,762,000 | 120,927,000 |