Call reports 2011
BANK OF SANTA BARBARA, THE — 2011
What BANK OF SANTA BARBARA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 93,805,000 | 99,932,000 | 107,858,000 | 101,123,000 |
| Total loans | 66,685,000 | 68,815,000 | 75,259,000 | 73,716,000 |
| Allowance for loan losses | 1,342,000 | 1,413,000 | 1,365,000 | 1,358,000 |
| Securities available for sale | 8,417,000 | 8,401,000 | 7,451,000 | 7,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,147,000 | 86,995,000 | 94,511,000 | 87,518,000 |
| Interest-bearing deposits | 61,435,000 | 64,908,000 | 68,887,000 | 65,871,000 |
| Noninterest-bearing deposits | 21,712,000 | 22,087,000 | 25,624,000 | 21,647,000 |
| Equity capital | 8,360,000 | 10,811,000 | 13,138,000 | 13,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,183,000 | 3,363,000 | 4,537,000 |
| Interest expense | 208,000 | 356,000 | 507,000 | 626,000 |
| Net interest income | 871,000 | 1,827,000 | 2,856,000 | 3,911,000 |
| Noninterest income | 272,000 | 660,000 | 905,000 | 1,028,000 |
| Noninterest expense | 945,000 | 2,053,000 | 3,028,000 | 4,052,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 434,000 | 733,000 | 887,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 198,000 | 433,000 | 732,000 | 886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,576,000 | 10,966,000 | 13,147,000 | 13,345,000 |
| Total capital | 9,457,000 | 11,886,000 | 14,201,000 | 14,396,000 |
| Risk-weighted assets | 69,981,000 | 73,107,000 | 84,003,000 | 83,746,000 |