Call reports 2024
NATIONAL BANK OF COMMERCE — 2024
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,391,023,000 | 1,411,200,000 | 1,479,633,000 | 2,118,333,000 |
| Total loans | 1,058,640,000 | 1,077,819,000 | 1,093,638,000 | 1,625,585,000 |
| Allowance for loan losses | 12,006,000 | 12,074,000 | 11,223,000 | 15,292,000 |
| Securities available for sale | 187,352,000 | 182,329,000 | 188,794,000 | 227,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,158,416,000 | 1,174,060,000 | 1,237,787,000 | 1,830,334,000 |
| Interest-bearing deposits | 932,439,000 | 952,995,000 | 983,927,000 | 1,458,447,000 |
| Noninterest-bearing deposits | 225,977,000 | 221,065,000 | 253,860,000 | 371,887,000 |
| Equity capital | 135,332,000 | 137,590,000 | 144,075,000 | 183,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 18,972,000 | 37,512,000 | 57,556,000 | 80,077,000 |
| Interest expense | 6,824,000 | 13,913,000 | 21,960,000 | 30,559,000 |
| Net interest income | 12,148,000 | 23,599,000 | 35,596,000 | 49,518,000 |
| Noninterest income | 1,096,000 | 2,224,000 | 3,622,000 | 5,176,000 |
| Noninterest expense | 7,530,000 | 14,617,000 | 22,388,000 | 32,032,000 |
| Provision for loan losses | 189,000 | 290,000 | 624,000 | 4,661,000 |
| Pretax income | 5,612,000 | 10,667,000 | 15,966,000 | 17,743,000 |
| Income tax | 258,000 | 580,000 | 900,000 | 1,039,000 |
| Net income | 5,354,000 | 10,087,000 | 15,066,000 | 16,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,305,000 | 148,589,000 | 150,120,000 | 173,466,000 |
| Total capital | 158,931,000 | 160,235,000 | 160,905,000 | 188,443,000 |
| Risk-weighted assets | 1,165,102,000 | 1,173,060,000 | 1,179,505,000 | 1,722,496,000 |