Call reports 2022
NATIONAL BANK OF COMMERCE — 2022
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,242,691,000 | 1,232,544,000 | 1,255,755,000 | 1,248,794,000 |
| Total loans | 959,633,000 | 953,098,000 | 975,138,000 | 951,810,000 |
| Allowance for loan losses | 9,791,000 | 9,883,000 | 10,115,000 | 10,513,000 |
| Securities available for sale | 221,249,000 | 220,536,000 | 219,246,000 | 232,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,006,572,000 | 1,015,571,000 | 1,047,236,000 | 1,041,773,000 |
| Interest-bearing deposits | 748,304,000 | 773,224,000 | 793,036,000 | 802,522,000 |
| Noninterest-bearing deposits | 258,268,000 | 242,347,000 | 254,201,000 | 239,250,000 |
| Equity capital | 132,149,000 | 125,259,000 | 118,282,000 | 124,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,230,000 | 24,806,000 | 38,118,000 | 52,030,000 |
| Interest expense | 494,000 | 1,368,000 | 2,821,000 | 5,354,000 |
| Net interest income | 11,736,000 | 23,438,000 | 35,297,000 | 46,676,000 |
| Noninterest income | 1,429,000 | 3,062,000 | 4,347,000 | 5,880,000 |
| Noninterest expense | 7,098,000 | 14,051,000 | 21,197,000 | 28,564,000 |
| Provision for loan losses | 463,000 | 536,000 | 758,000 | 1,177,000 |
| Pretax income | 5,604,000 | 11,913,000 | 17,689,000 | 20,654,000 |
| Income tax | 342,000 | 803,000 | 1,298,000 | 1,649,000 |
| Net income | 5,262,000 | 11,110,000 | 16,391,000 | 19,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,234,000 | 137,436,000 | 140,070,000 | 140,020,000 |
| Total capital | 144,070,000 | 147,323,000 | 150,207,000 | 150,543,000 |
| Risk-weighted assets | 1,063,975,000 | 1,077,775,000 | 1,109,313,000 | 1,076,218,000 |