Call reports 2021
NATIONAL BANK OF COMMERCE — 2021
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,080,778,000 | 1,174,960,000 | 1,197,991,000 | 1,197,655,000 |
| Total loans | 835,695,000 | 911,493,000 | 924,774,000 | 918,250,000 |
| Allowance for loan losses | 9,217,000 | 9,380,000 | 9,263,000 | 9,316,000 |
| Securities available for sale | 190,909,000 | 201,850,000 | 209,969,000 | 221,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 928,990,000 | 933,259,000 | 992,130,000 | 993,937,000 |
| Interest-bearing deposits | 672,253,000 | 668,081,000 | 709,262,000 | 727,622,000 |
| Noninterest-bearing deposits | 256,737,000 | 265,178,000 | 282,868,000 | 266,315,000 |
| Equity capital | 135,406,000 | 141,317,000 | 143,341,000 | 145,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,316,000 | 22,935,000 | 35,656,000 | 48,400,000 |
| Interest expense | 541,000 | 1,041,000 | 1,511,000 | 1,963,000 |
| Net interest income | 10,775,000 | 21,894,000 | 34,145,000 | 46,437,000 |
| Noninterest income | 2,646,000 | 4,821,000 | 6,773,000 | 8,499,000 |
| Noninterest expense | 7,057,000 | 13,906,000 | 20,999,000 | 28,808,000 |
| Provision for loan losses | 33,000 | 160,000 | 102,000 | 136,000 |
| Pretax income | 6,331,000 | 12,649,000 | 19,817,000 | 25,914,000 |
| Income tax | -656,000 | -653,000 | 866,000 | 1,342,000 |
| Net income | 6,987,000 | 13,302,000 | 18,951,000 | 24,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,762,000 | 126,707,000 | 129,185,000 | 131,619,000 |
| Total capital | 132,062,000 | 136,169,000 | 138,522,000 | 141,011,000 |
| Risk-weighted assets | 874,642,000 | 960,121,000 | 996,085,000 | 1,017,375,000 |