Call reports 2020
NATIONAL BANK OF COMMERCE — 2020
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 947,852,000 | 1,049,601,000 | 1,073,532,000 | 1,065,262,000 |
| Total loans | 769,237,000 | 840,169,000 | 833,168,000 | 814,516,000 |
| Allowance for loan losses | 7,899,000 | 8,570,000 | 9,227,000 | 9,358,000 |
| Securities available for sale | 119,336,000 | 133,912,000 | 143,953,000 | 183,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 783,810,000 | 880,988,000 | 900,999,000 | 899,508,000 |
| Interest-bearing deposits | 599,582,000 | 626,113,000 | 631,115,000 | 650,390,000 |
| Noninterest-bearing deposits | 184,228,000 | 254,875,000 | 269,884,000 | 249,118,000 |
| Equity capital | 122,213,000 | 126,693,000 | 129,976,000 | 135,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,188,000 | 22,313,000 | 33,469,000 | 46,048,000 |
| Interest expense | 1,619,000 | 2,742,000 | 3,606,000 | 4,286,000 |
| Net interest income | 9,569,000 | 19,571,000 | 29,863,000 | 41,762,000 |
| Noninterest income | 1,196,000 | 3,368,000 | 5,920,000 | 8,560,000 |
| Noninterest expense | 6,748,000 | 13,687,000 | 20,682,000 | 27,699,000 |
| Provision for loan losses | 2,196,000 | 3,487,000 | 4,313,000 | 4,515,000 |
| Pretax income | 1,821,000 | 5,765,000 | 10,788,000 | 18,108,000 |
| Income tax | 0 | 2,000 | 5,000 | 680,000 |
| Net income | 1,821,000 | 5,763,000 | 10,783,000 | 17,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,188,000 | 110,786,000 | 113,462,000 | 118,146,000 |
| Total capital | 117,154,000 | 119,476,000 | 122,763,000 | 127,548,000 |
| Risk-weighted assets | 833,979,000 | 789,968,000 | 805,104,000 | 862,027,000 |