Call reports 2019
NATIONAL BANK OF COMMERCE — 2019
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 607,918,000 | 601,661,000 | 633,599,000 | 994,623,000 |
| Total loans | 439,493,000 | 447,403,000 | 446,336,000 | 816,905,000 |
| Allowance for loan losses | 5,209,000 | 5,805,000 | 5,702,000 | 5,772,000 |
| Securities available for sale | 109,138,000 | 108,532,000 | 106,377,000 | 109,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,814,000 | 502,983,000 | 534,334,000 | 821,093,000 |
| Interest-bearing deposits | 422,083,000 | 406,951,000 | 398,907,000 | 631,633,000 |
| Noninterest-bearing deposits | 98,731,000 | 96,032,000 | 135,427,000 | 189,460,000 |
| Equity capital | 74,369,000 | 76,302,000 | 78,302,000 | 121,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,963,000 | 13,826,000 | 20,773,000 | 31,275,000 |
| Interest expense | 1,080,000 | 2,282,000 | 3,354,000 | 4,928,000 |
| Net interest income | 5,883,000 | 11,544,000 | 17,419,000 | 26,347,000 |
| Noninterest income | 812,000 | 1,999,000 | 3,329,000 | 5,724,000 |
| Noninterest expense | 4,380,000 | 8,467,000 | 12,861,000 | 19,560,000 |
| Provision for loan losses | 163,000 | 792,000 | 696,000 | 797,000 |
| Pretax income | 2,152,000 | 4,284,000 | 7,191,000 | 11,714,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 18,000 |
| Net income | 2,148,000 | 4,277,000 | 7,180,000 | 11,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,436,000 | 69,716,000 | 70,768,000 | 109,712,000 |
| Total capital | 74,694,000 | 75,555,000 | 76,505,000 | 115,516,000 |
| Risk-weighted assets | 497,667,000 | 505,586,000 | 499,372,000 | 870,050,000 |