Call reports 2018
NATIONAL BANK OF COMMERCE — 2018
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 619,226,000 | 610,432,000 | 610,370,000 | 611,215,000 |
| Total loans | 477,828,000 | 467,525,000 | 441,083,000 | 437,735,000 |
| Allowance for loan losses | 5,739,000 | 5,625,000 | 5,386,000 | 5,047,000 |
| Securities available for sale | 99,721,000 | 99,059,000 | 102,285,000 | 107,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,308,000 | 495,544,000 | 521,416,000 | 525,851,000 |
| Interest-bearing deposits | 391,109,000 | 394,508,000 | 412,122,000 | 420,329,000 |
| Noninterest-bearing deposits | 88,199,000 | 101,036,000 | 109,294,000 | 105,522,000 |
| Equity capital | 71,272,000 | 72,395,000 | 73,069,000 | 72,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,637,000 | 13,401,000 | 20,236,000 | 27,127,000 |
| Interest expense | 909,000 | 1,908,000 | 2,839,000 | 3,829,000 |
| Net interest income | 5,728,000 | 11,493,000 | 17,397,000 | 23,298,000 |
| Noninterest income | 1,115,000 | 2,216,000 | 3,418,000 | 4,448,000 |
| Noninterest expense | 4,140,000 | 8,391,000 | 12,614,000 | 17,148,000 |
| Provision for loan losses | 331,000 | 285,000 | 34,000 | -234,000 |
| Pretax income | 2,372,000 | 4,996,000 | 8,023,000 | 10,664,000 |
| Income tax | 1,000 | 4,000 | 8,000 | 15,000 |
| Net income | 2,371,000 | 4,992,000 | 8,015,000 | 10,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,361,000 | 69,482,000 | 71,005,000 | 69,139,000 |
| Total capital | 74,167,000 | 75,152,000 | 76,444,000 | 74,245,000 |
| Risk-weighted assets | 524,362,000 | 512,488,000 | 496,093,000 | 492,847,000 |