Call reports 2007
NATIONAL BANK OF COMMERCE — 2007
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 384,064,000 | 385,761,000 | 400,829,000 | 428,721,000 |
| Total loans | 282,068,000 | 287,554,000 | 292,627,000 | 304,842,000 |
| Allowance for loan losses | 2,063,000 | 1,961,000 | 1,357,000 | 1,424,000 |
| Securities available for sale | 66,848,000 | 66,580,000 | 78,566,000 | 92,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,767,000 | 315,572,000 | 316,839,000 | 320,284,000 |
| Interest-bearing deposits | 273,873,000 | 265,540,000 | 265,003,000 | 264,263,000 |
| Noninterest-bearing deposits | 43,894,000 | 50,032,000 | 51,836,000 | 56,021,000 |
| Equity capital | 46,576,000 | 46,509,000 | 48,184,000 | 48,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,608,000 | 13,191,000 | 20,003,000 | 26,932,000 |
| Interest expense | 2,994,000 | 5,889,000 | 8,835,000 | 11,820,000 |
| Net interest income | 3,614,000 | 7,302,000 | 11,168,000 | 15,112,000 |
| Noninterest income | 590,000 | 1,223,000 | 1,932,000 | 2,569,000 |
| Noninterest expense | 2,149,000 | 4,354,000 | 6,529,000 | 8,744,000 |
| Provision for loan losses | 6,000 | 14,000 | 21,000 | 77,000 |
| Pretax income | 2,049,000 | 4,157,000 | 6,550,000 | 8,860,000 |
| Income tax | 683,000 | 1,387,000 | 2,207,000 | 3,023,000 |
| Net income | 1,366,000 | 2,770,000 | 4,343,000 | 5,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,723,000 | 47,224,000 | 48,432,000 | 48,688,000 |
| Total capital | 48,786,000 | 49,185,000 | 49,789,000 | 50,112,000 |
| Risk-weighted assets | 322,670,000 | 326,795,000 | 333,961,000 | 347,462,000 |
Machine access — free, no API key
Every figure shown here about NATIONAL BANK OF COMMERCE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.