Call reports 2024
BANK OF BOZEMAN — 2024
What BANK OF BOZEMAN reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 110,499,000 | 106,287,000 | 106,079,000 | 99,473,000 |
| Total loans | 76,719,000 | 76,063,000 | 77,201,000 | 75,304,000 |
| Allowance for loan losses | 1,452,000 | 1,389,000 | 1,384,000 | 1,384,000 |
| Securities available for sale | 21,323,000 | 21,254,000 | 21,237,000 | 18,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,229,000 | 89,731,000 | 89,663,000 | 82,998,000 |
| Interest-bearing deposits | 75,482,000 | 73,135,000 | 71,321,000 | 66,504,000 |
| Noninterest-bearing deposits | 18,747,000 | 16,596,000 | 18,342,000 | 16,494,000 |
| Equity capital | 8,165,000 | 8,375,000 | 9,130,000 | 9,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,489,000 | 2,988,000 | 4,503,000 | 6,100,000 |
| Interest expense | 628,000 | 1,236,000 | 1,863,000 | 2,453,000 |
| Net interest income | 861,000 | 1,752,000 | 2,640,000 | 3,647,000 |
| Noninterest income | 95,000 | 174,000 | 255,000 | 355,000 |
| Noninterest expense | 893,000 | 1,740,000 | 2,591,000 | 3,492,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 186,000 | 304,000 | 510,000 |
| Income tax | 11,000 | 31,000 | 54,000 | 84,000 |
| Net income | 52,000 | 155,000 | 250,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,750,000 | 9,867,000 | 9,978,000 | 10,172,000 |
| Total capital | 10,812,000 | 10,906,000 | 11,019,000 | 11,185,000 |
| Risk-weighted assets | 84,629,000 | 82,802,000 | 82,999,000 | 80,700,000 |