Call reports 2022
BANK OF BOZEMAN — 2022
What BANK OF BOZEMAN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 110,402,000 | 105,236,000 | 109,327,000 | 109,371,000 |
| Total loans | 68,781,000 | 73,803,000 | 75,450,000 | 77,953,000 |
| Allowance for loan losses | 1,249,000 | 1,249,000 | 1,249,000 | 1,249,000 |
| Securities available for sale | 26,409,000 | 25,454,000 | 24,561,000 | 24,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,273,000 | 96,941,000 | 101,415,000 | 96,063,000 |
| Interest-bearing deposits | 76,661,000 | 74,126,000 | 75,814,000 | 70,984,000 |
| Noninterest-bearing deposits | 24,612,000 | 22,815,000 | 25,601,000 | 25,079,000 |
| Equity capital | 8,386,000 | 7,881,000 | 7,416,000 | 7,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 959,000 | 2,014,000 | 3,128,000 | 4,378,000 |
| Interest expense | 45,000 | 76,000 | 148,000 | 256,000 |
| Net interest income | 914,000 | 1,938,000 | 2,980,000 | 4,122,000 |
| Noninterest income | 144,000 | 237,000 | 335,000 | 424,000 |
| Noninterest expense | 910,000 | 1,801,000 | 2,718,000 | 3,622,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 148,000 | 374,000 | 597,000 | 924,000 |
| Income tax | 32,000 | 85,000 | 120,000 | 195,000 |
| Net income | 116,000 | 289,000 | 477,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,001,000 | 9,214,000 | 9,411,000 | 9,708,000 |
| Total capital | 9,920,000 | 10,188,000 | 10,420,000 | 10,779,000 |
| Risk-weighted assets | 73,225,000 | 77,703,000 | 80,532,000 | 85,518,000 |