Call reports 2021
BANK OF BOZEMAN — 2021
What BANK OF BOZEMAN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 104,988,000 | 108,389,000 | 108,443,000 | 107,665,000 |
| Total loans | 74,080,000 | 74,304,000 | 70,078,000 | 67,908,000 |
| Allowance for loan losses | 1,249,000 | 1,249,000 | 1,249,000 | 1,249,000 |
| Securities available for sale | 11,182,000 | 11,411,000 | 17,891,000 | 27,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,759,000 | 98,275,000 | 98,141,000 | 97,449,000 |
| Interest-bearing deposits | 74,382,000 | 76,496,000 | 73,351,000 | 75,988,000 |
| Noninterest-bearing deposits | 20,377,000 | 21,779,000 | 24,790,000 | 21,461,000 |
| Equity capital | 9,342,000 | 9,519,000 | 9,691,000 | 9,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,141,000 | 2,157,000 | 3,148,000 | 4,230,000 |
| Interest expense | 119,000 | 218,000 | 305,000 | 363,000 |
| Net interest income | 1,022,000 | 1,939,000 | 2,843,000 | 3,867,000 |
| Noninterest income | 87,000 | 246,000 | 475,000 | 625,000 |
| Noninterest expense | 832,000 | 1,699,000 | 2,594,000 | 3,523,000 |
| Provision for loan losses | -10,000 | -10,000 | -10,000 | -10,000 |
| Pretax income | 287,000 | 496,000 | 734,000 | 979,000 |
| Income tax | 10,000 | 150,000 | 190,000 | 260,000 |
| Net income | 277,000 | 346,000 | 544,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,446,000 | 8,618,000 | 8,824,000 | 9,058,000 |
| Total capital | 9,409,000 | 9,620,000 | 9,779,000 | 9,948,000 |
| Risk-weighted assets | 76,812,000 | 79,950,000 | 76,112,000 | 70,890,000 |