Call reports 2018
BANK OF BOZEMAN — 2018
What BANK OF BOZEMAN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 70,730,000 | 69,705,000 | 74,753,000 | 76,610,000 |
| Total loans | 55,779,000 | 58,138,000 | 62,031,000 | 66,335,000 |
| Allowance for loan losses | 815,000 | 836,000 | 867,000 | 884,000 |
| Securities available for sale | 4,798,000 | 4,615,000 | 4,421,000 | 3,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,350,000 | 60,553,000 | 65,972,000 | 67,605,000 |
| Interest-bearing deposits | 51,894,000 | 49,547,000 | 54,258,000 | 55,975,000 |
| Noninterest-bearing deposits | 10,456,000 | 11,006,000 | 11,714,000 | 11,630,000 |
| Equity capital | 7,120,000 | 7,247,000 | 7,426,000 | 7,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,780,000 | 2,565,000 | 3,502,000 |
| Interest expense | 62,000 | 130,000 | 210,000 | 338,000 |
| Net interest income | 814,000 | 1,650,000 | 2,355,000 | 3,164,000 |
| Noninterest income | 39,000 | 84,000 | 361,000 | 474,000 |
| Noninterest expense | 718,000 | 1,451,000 | 2,234,000 | 3,011,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 120,000 | 253,000 | 437,000 | 567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 120,000 | 253,000 | 437,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,138,000 | 7,264,000 | 7,440,000 | 7,576,000 |
| Total capital | 7,910,000 | 8,078,000 | 8,277,000 | 8,433,000 |
| Risk-weighted assets | 61,694,000 | 66,271,000 | 66,963,000 | 68,523,000 |