Call reports 2017
BANK OF BOZEMAN — 2017
What BANK OF BOZEMAN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 68,662,000 | 69,498,000 | 72,673,000 | 69,140,000 |
| Total loans | 53,036,000 | 54,464,000 | 54,416,000 | 56,057,000 |
| Allowance for loan losses | 806,000 | 811,000 | 788,000 | 794,000 |
| Securities available for sale | 5,870,000 | 5,624,000 | 5,284,000 | 5,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,551,000 | 62,323,000 | 65,307,000 | 61,742,000 |
| Interest-bearing deposits | 48,261,000 | 51,013,000 | 52,571,000 | 49,236,000 |
| Noninterest-bearing deposits | 13,290,000 | 11,310,000 | 12,736,000 | 12,506,000 |
| Equity capital | 6,844,000 | 6,915,000 | 7,051,000 | 7,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,492,000 | 2,330,000 | 3,173,000 |
| Interest expense | 59,000 | 121,000 | 183,000 | 247,000 |
| Net interest income | 641,000 | 1,371,000 | 2,147,000 | 2,926,000 |
| Noninterest income | 62,000 | 66,000 | 102,000 | 141,000 |
| Noninterest expense | 623,000 | 1,293,000 | 1,975,000 | 2,702,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 144,000 | 274,000 | 365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 144,000 | 274,000 | 365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,858,000 | 6,921,000 | 7,051,000 | 7,135,000 |
| Total capital | 7,647,000 | 7,665,000 | 7,801,000 | 7,887,000 |
| Risk-weighted assets | 63,130,000 | 59,437,000 | 59,966,000 | 60,140,000 |