Call reports 2016
BANK OF BOZEMAN — 2016
What BANK OF BOZEMAN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 66,191,000 | 63,000,000 | 65,731,000 | 67,187,000 |
| Total loans | 49,133,000 | 49,364,000 | 49,313,000 | 52,105,000 |
| Allowance for loan losses | 798,000 | 800,000 | 800,000 | 802,000 |
| Securities available for sale | 3,681,000 | 3,651,000 | 3,339,000 | 6,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,213,000 | 55,943,000 | 58,609,000 | 58,233,000 |
| Interest-bearing deposits | 46,374,000 | 44,006,000 | 46,403,000 | 46,774,000 |
| Noninterest-bearing deposits | 12,839,000 | 11,937,000 | 12,206,000 | 11,459,000 |
| Equity capital | 6,772,000 | 6,838,000 | 6,871,000 | 6,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,358,000 | 2,033,000 | 2,741,000 |
| Interest expense | 51,000 | 102,000 | 158,000 | 217,000 |
| Net interest income | 640,000 | 1,256,000 | 1,875,000 | 2,524,000 |
| Noninterest income | 30,000 | 63,000 | 99,000 | 143,000 |
| Noninterest expense | 596,000 | 1,195,000 | 1,809,000 | 2,396,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 124,000 | 165,000 | 271,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 124,000 | 165,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,772,000 | 6,843,000 | 6,845,000 | 6,780,000 |
| Total capital | 7,493,000 | 7,523,000 | 7,549,000 | 7,544,000 |
| Risk-weighted assets | 57,618,000 | 54,269,000 | 56,277,000 | 61,136,000 |