Call reports 2014
BANK OF BOZEMAN — 2014
What BANK OF BOZEMAN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 61,562,000 | 62,814,000 | 64,093,000 | 64,224,000 |
| Total loans | 40,651,000 | 39,934,000 | 42,970,000 | 45,478,000 |
| Allowance for loan losses | 1,120,000 | 1,122,000 | 1,123,000 | 1,026,000 |
| Securities available for sale | 4,489,000 | 4,382,000 | 4,280,000 | 4,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,909,000 | 56,210,000 | 57,525,000 | 57,646,000 |
| Interest-bearing deposits | 46,380,000 | 45,231,000 | 47,642,000 | 47,715,000 |
| Noninterest-bearing deposits | 8,529,000 | 10,979,000 | 9,883,000 | 9,931,000 |
| Equity capital | 6,331,000 | 6,300,000 | 6,292,000 | 6,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,134,000 | 1,720,000 | 2,332,000 |
| Interest expense | 68,000 | 136,000 | 202,000 | 268,000 |
| Net interest income | 499,000 | 998,000 | 1,518,000 | 2,064,000 |
| Noninterest income | 246,000 | 301,000 | 378,000 | 459,000 |
| Noninterest expense | 638,000 | 1,249,000 | 1,850,000 | 2,436,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 50,000 | 46,000 | 87,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 107,000 | 50,000 | 46,000 | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,379,000 | 6,327,000 | 6,319,000 | 6,362,000 |
| Total capital | 6,952,000 | 6,907,000 | 6,921,000 | 6,980,000 |
| Risk-weighted assets | 45,284,000 | 47,184,000 | 47,555,000 | 48,996,000 |