Call reports 2013
BANK OF BOZEMAN — 2013
What BANK OF BOZEMAN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 63,899,000 | 61,404,000 | 63,308,000 | 58,967,000 |
| Total loans | 38,904,000 | 38,077,000 | 40,331,000 | 39,802,000 |
| Allowance for loan losses | 1,332,000 | 1,819,000 | 1,775,000 | 1,118,000 |
| Securities available for sale | 4,710,000 | 4,524,000 | 4,300,000 | 4,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,966,000 | 55,407,000 | 57,368,000 | 52,505,000 |
| Interest-bearing deposits | 51,174,000 | 48,385,000 | 48,272,000 | 44,978,000 |
| Noninterest-bearing deposits | 6,792,000 | 7,022,000 | 9,096,000 | 7,527,000 |
| Equity capital | 5,588,000 | 5,669,000 | 5,573,000 | 6,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,149,000 | 1,691,000 | 2,262,000 |
| Interest expense | 94,000 | 177,000 | 255,000 | 327,000 |
| Net interest income | 463,000 | 972,000 | 1,436,000 | 1,935,000 |
| Noninterest income | 201,000 | 554,000 | 672,000 | 783,000 |
| Noninterest expense | 662,000 | 1,368,000 | 2,020,000 | 2,704,000 |
| Provision for loan losses | 0 | 0 | 0 | -700,000 |
| Pretax income | 2,000 | 158,000 | 88,000 | 714,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | 158,000 | 88,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,592,000 | 5,718,000 | 5,643,000 | 6,264,000 |
| Total capital | 6,172,000 | 6,290,000 | 6,246,000 | 6,837,000 |
| Risk-weighted assets | 45,624,000 | 44,586,000 | 47,088,000 | 45,307,000 |