Call reports 2012
BANK OF BOZEMAN — 2012
What BANK OF BOZEMAN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,692,000 | 65,081,000 | 67,081,000 | 64,095,000 |
| Total loans | 38,181,000 | 37,335,000 | 36,271,000 | 36,827,000 |
| Allowance for loan losses | 1,261,000 | 1,281,000 | 1,302,000 | 1,266,000 |
| Securities available for sale | 0 | 2,057,000 | 2,767,000 | 4,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,282,000 | 58,841,000 | 61,005,000 | 58,163,000 |
| Interest-bearing deposits | 55,212,000 | 53,126,000 | 53,178,000 | 50,658,000 |
| Noninterest-bearing deposits | 5,070,000 | 5,715,000 | 7,827,000 | 7,505,000 |
| Equity capital | 5,031,000 | 5,864,000 | 5,669,000 | 5,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 552,000 | 1,117,000 | 1,673,000 | 2,238,000 |
| Interest expense | 168,000 | 312,000 | 438,000 | 553,000 |
| Net interest income | 384,000 | 805,000 | 1,235,000 | 1,685,000 |
| Noninterest income | 112,000 | 209,000 | 431,000 | 594,000 |
| Noninterest expense | 782,000 | 1,515,000 | 2,361,000 | 3,042,000 |
| Provision for loan losses | 120,000 | 220,000 | 235,000 | 235,000 |
| Pretax income | -406,000 | -721,000 | -930,000 | -998,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -406,000 | -721,000 | -930,000 | -998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,031,000 | 5,866,000 | 5,657,000 | 5,590,000 |
| Total capital | 5,671,000 | 6,492,000 | 6,272,000 | 6,171,000 |
| Risk-weighted assets | 50,579,000 | 49,364,000 | 48,466,000 | 45,771,000 |