Call reports 2011
BANK OF BOZEMAN — 2011
What BANK OF BOZEMAN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,146,000 | 67,490,000 | 68,247,000 | 67,004,000 |
| Total loans | 39,356,000 | 39,305,000 | 40,078,000 | 38,540,000 |
| Allowance for loan losses | 1,781,000 | 1,271,000 | 1,301,000 | 1,217,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,888,000 | 61,766,000 | 61,842,000 | 61,220,000 |
| Interest-bearing deposits | 60,560,000 | 57,358,000 | 56,747,000 | 55,983,000 |
| Noninterest-bearing deposits | 4,328,000 | 4,408,000 | 5,095,000 | 5,237,000 |
| Equity capital | 5,807,000 | 5,297,000 | 5,928,000 | 5,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,113,000 | 1,677,000 | 2,238,000 |
| Interest expense | 254,000 | 483,000 | 686,000 | 873,000 |
| Net interest income | 308,000 | 630,000 | 991,000 | 1,365,000 |
| Noninterest income | 51,000 | 139,000 | 228,000 | 345,000 |
| Noninterest expense | 725,000 | 1,645,000 | 2,404,000 | 3,604,000 |
| Provision for loan losses | 615,000 | 615,000 | 675,000 | 957,000 |
| Pretax income | -981,000 | -1,491,000 | -1,860,000 | -2,851,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -981,000 | -1,491,000 | -1,860,000 | -2,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,807,000 | 5,297,000 | 5,928,000 | 5,438,000 |
| Total capital | 6,473,000 | 5,949,000 | 6,601,000 | 6,087,000 |
| Risk-weighted assets | 52,188,000 | 51,531,000 | 53,188,000 | 51,319,000 |