Call reports 2019
BANK OF CUSHING — 2019
What BANK OF CUSHING reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 111,488,000 | 113,633,000 | 116,014,000 | 117,763,000 |
| Total loans | 33,125,000 | 37,784,000 | 37,947,000 | 40,418,000 |
| Allowance for loan losses | 386,000 | 294,000 | 403,000 | 572,000 |
| Securities available for sale | 60,382,000 | 59,978,000 | 59,457,000 | 60,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,452,000 | 88,611,000 | 90,840,000 | 92,510,000 |
| Interest-bearing deposits | 48,875,000 | 52,388,000 | 55,726,000 | 57,295,000 |
| Noninterest-bearing deposits | 38,577,000 | 36,223,000 | 35,114,000 | 35,215,000 |
| Equity capital | 23,934,000 | 24,766,000 | 24,920,000 | 24,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,368,000 | 3,503,000 | 4,574,000 |
| Interest expense | 75,000 | 200,000 | 349,000 | 519,000 |
| Net interest income | 1,131,000 | 2,168,000 | 3,154,000 | 4,055,000 |
| Noninterest income | 262,000 | 582,000 | 806,000 | 1,061,000 |
| Noninterest expense | 634,000 | 1,414,000 | 2,142,000 | 3,097,000 |
| Provision for loan losses | 148,000 | 295,000 | 443,000 | 531,000 |
| Pretax income | 611,000 | 1,041,000 | 1,338,000 | 1,428,000 |
| Income tax | 0 | 102,000 | 182,000 | 193,000 |
| Net income | 611,000 | 939,000 | 1,156,000 | 1,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,639,000 | 15,049,000 | 15,297,000 | 15,409,000 |
| Total capital | 15,025,000 | 15,343,000 | 15,700,000 | 15,981,000 |
| Risk-weighted assets | 56,460,000 | 56,578,000 | 59,904,000 | 62,110,000 |