Call reports 2017
BANK OF CUSHING — 2017
What BANK OF CUSHING reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 111,310,000 | 112,735,000 | 112,294,000 | 107,808,000 |
| Total loans | 38,090,000 | 37,033,000 | 37,718,000 | 36,577,000 |
| Allowance for loan losses | 741,000 | 781,000 | 779,000 | 700,000 |
| Securities available for sale | 67,016,000 | 68,482,000 | 68,941,000 | 64,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,856,000 | 95,812,000 | 93,157,000 | 89,995,000 |
| Interest-bearing deposits | 57,426,000 | 56,130,000 | 55,525,000 | 54,441,000 |
| Noninterest-bearing deposits | 35,430,000 | 39,682,000 | 37,632,000 | 35,554,000 |
| Equity capital | 14,302,000 | 14,868,000 | 15,212,000 | 13,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,113,000 | 2,249,000 | 3,413,000 | 4,568,000 |
| Interest expense | 48,000 | 99,000 | 156,000 | 216,000 |
| Net interest income | 1,065,000 | 2,150,000 | 3,257,000 | 4,352,000 |
| Noninterest income | 221,000 | 576,000 | 788,000 | 996,000 |
| Noninterest expense | 976,000 | 1,975,000 | 2,935,000 | 3,559,000 |
| Provision for loan losses | 29,000 | 29,000 | 29,000 | 224,000 |
| Pretax income | 281,000 | 726,000 | 1,085,000 | 1,620,000 |
| Income tax | -41,000 | 6,000 | 33,000 | 92,000 |
| Net income | 322,000 | 720,000 | 1,052,000 | 1,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,739,000 | 14,107,000 | 14,438,000 | 13,974,000 |
| Total capital | 14,480,000 | 14,888,000 | 15,217,000 | 14,674,000 |
| Risk-weighted assets | 77,077,000 | 76,045,000 | 77,005,000 | 74,448,000 |