Call reports 2016
BANK OF CUSHING — 2016
What BANK OF CUSHING reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 116,535,000 | 113,673,000 | 115,309,000 | 109,858,000 |
| Total loans | 38,988,000 | 39,192,000 | 39,990,000 | 39,053,000 |
| Allowance for loan losses | 700,000 | 723,000 | 745,000 | 700,000 |
| Securities available for sale | 68,856,000 | 66,810,000 | 67,552,000 | 63,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,814,000 | 93,110,000 | 92,326,000 | 93,313,000 |
| Interest-bearing deposits | 60,790,000 | 56,807,000 | 57,315,000 | 56,388,000 |
| Noninterest-bearing deposits | 39,024,000 | 36,303,000 | 35,011,000 | 36,925,000 |
| Equity capital | 14,641,000 | 15,531,000 | 15,250,000 | 13,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,283,000 | 3,406,000 | 4,515,000 |
| Interest expense | 49,000 | 105,000 | 158,000 | 209,000 |
| Net interest income | 1,099,000 | 2,178,000 | 3,248,000 | 4,306,000 |
| Noninterest income | 207,000 | 411,000 | 625,000 | 818,000 |
| Noninterest expense | 968,000 | 1,844,000 | 2,771,000 | 3,533,000 |
| Provision for loan losses | 27,000 | 25,000 | 24,000 | 86,000 |
| Pretax income | 316,000 | 773,000 | 1,131,000 | 1,665,000 |
| Income tax | 53,000 | 15,000 | 32,000 | 89,000 |
| Net income | 263,000 | 758,000 | 1,099,000 | 1,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,680,000 | 14,176,000 | 14,134,000 | 13,842,000 |
| Total capital | 14,380,000 | 14,899,000 | 14,879,000 | 14,542,000 |
| Risk-weighted assets | 78,208,000 | 79,289,000 | 78,503,000 | 77,129,000 |