Call reports 2015
BANK OF CUSHING — 2015
What BANK OF CUSHING reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 123,589,000 | 120,773,000 | 119,119,000 | 118,850,000 |
| Total loans | 43,003,000 | 41,048,000 | 40,591,000 | 39,424,000 |
| Allowance for loan losses | 800,000 | 850,000 | 930,000 | 700,000 |
| Securities available for sale | 66,229,000 | 68,998,000 | 70,373,000 | 71,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,226,000 | 105,042,000 | 101,628,000 | 102,008,000 |
| Interest-bearing deposits | 64,108,000 | 63,303,000 | 61,585,000 | 60,991,000 |
| Noninterest-bearing deposits | 43,118,000 | 41,739,000 | 40,043,000 | 41,017,000 |
| Equity capital | 14,255,000 | 13,864,000 | 14,547,000 | 14,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,408,000 | 3,611,000 | 4,774,000 |
| Interest expense | 51,000 | 102,000 | 153,000 | 202,000 |
| Net interest income | 1,143,000 | 2,306,000 | 3,458,000 | 4,572,000 |
| Noninterest income | 238,000 | 479,000 | 726,000 | 987,000 |
| Noninterest expense | 898,000 | 1,734,000 | 2,568,000 | 3,402,000 |
| Provision for loan losses | 126,000 | 204,000 | 284,000 | 301,000 |
| Pretax income | 368,000 | 858,000 | 1,329,000 | 1,868,000 |
| Income tax | 56,000 | 138,000 | 214,000 | 301,000 |
| Net income | 312,000 | 720,000 | 1,115,000 | 1,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,232,000 | 13,335,000 | 13,731,000 | 13,418,000 |
| Total capital | 14,032,000 | 14,185,000 | 14,661,000 | 14,118,000 |
| Risk-weighted assets | 78,207,000 | 77,640,000 | 79,678,000 | 79,768,000 |