Call reports 2014
BANK OF CUSHING — 2014
What BANK OF CUSHING reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 119,157,000 | 119,084,000 | 120,898,000 | 121,002,000 |
| Total loans | 47,565,000 | 46,477,000 | 47,040,000 | 45,160,000 |
| Allowance for loan losses | 704,000 | 731,000 | 800,000 | 700,000 |
| Securities available for sale | 59,446,000 | 61,913,000 | 64,499,000 | 66,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,689,000 | 103,746,000 | 104,805,000 | 104,636,000 |
| Interest-bearing deposits | 62,421,000 | 61,868,000 | 62,500,000 | 63,792,000 |
| Noninterest-bearing deposits | 42,268,000 | 41,878,000 | 42,305,000 | 40,844,000 |
| Equity capital | 12,933,000 | 13,354,000 | 13,984,000 | 13,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,506,000 | 3,780,000 | 5,056,000 |
| Interest expense | 58,000 | 115,000 | 171,000 | 224,000 |
| Net interest income | 1,191,000 | 2,391,000 | 3,609,000 | 4,832,000 |
| Noninterest income | 264,000 | 521,000 | 785,000 | 1,055,000 |
| Noninterest expense | 869,000 | 1,756,000 | 2,622,000 | 3,543,000 |
| Provision for loan losses | 0 | 30,000 | 7,000 | -2,000 |
| Pretax income | 585,000 | 1,125,000 | 1,766,000 | 2,347,000 |
| Income tax | 132,000 | 257,000 | 400,000 | 462,000 |
| Net income | 453,000 | 868,000 | 1,366,000 | 1,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,676,000 | 12,670,000 | 13,168,000 | 12,922,000 |
| Total capital | 13,380,000 | 13,401,000 | 13,968,000 | 13,622,000 |
| Risk-weighted assets | 79,608,000 | 79,584,000 | 81,458,000 | 81,376,000 |