Call reports 2013
BANK OF CUSHING — 2013
What BANK OF CUSHING reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 115,819,000 | 112,795,000 | 115,357,000 | 115,008,000 |
| Total loans | 45,849,000 | 47,190,000 | 47,591,000 | 47,852,000 |
| Allowance for loan losses | 790,000 | 784,000 | 830,000 | 700,000 |
| Securities available for sale | 55,925,000 | 55,801,000 | 57,976,000 | 58,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,737,000 | 99,473,000 | 101,358,000 | 100,879,000 |
| Interest-bearing deposits | 63,786,000 | 62,328,000 | 62,994,000 | 62,349,000 |
| Noninterest-bearing deposits | 36,951,000 | 37,145,000 | 38,364,000 | 38,530,000 |
| Equity capital | 12,876,000 | 11,823,000 | 12,324,000 | 12,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,290,000 | 2,583,000 | 3,866,000 | 5,154,000 |
| Interest expense | 66,000 | 127,000 | 187,000 | 245,000 |
| Net interest income | 1,224,000 | 2,456,000 | 3,679,000 | 4,909,000 |
| Noninterest income | 245,000 | 500,000 | 765,000 | 1,060,000 |
| Noninterest expense | 865,000 | 1,668,000 | 2,578,000 | 3,309,000 |
| Provision for loan losses | 0 | 0 | 0 | -129,000 |
| Pretax income | 604,000 | 1,288,000 | 1,866,000 | 2,789,000 |
| Income tax | 137,000 | 290,000 | 418,000 | 502,000 |
| Net income | 467,000 | 998,000 | 1,448,000 | 2,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,727,000 | 11,848,000 | 12,301,000 | 12,223,000 |
| Total capital | 12,517,000 | 12,632,000 | 13,131,000 | 12,923,000 |
| Risk-weighted assets | 75,467,000 | 78,167,000 | 79,689,000 | 79,752,000 |