Call reports 2012
BANK OF CUSHING — 2012
What BANK OF CUSHING reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 102,472,000 | 103,942,000 | 108,159,000 | 111,968,000 |
| Total loans | 39,611,000 | 40,353,000 | 42,502,000 | 44,270,000 |
| Allowance for loan losses | 711,000 | 766,000 | 787,000 | 700,000 |
| Securities available for sale | 46,754,000 | 50,361,000 | 51,768,000 | 55,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,998,000 | 89,070,000 | 92,593,000 | 97,371,000 |
| Interest-bearing deposits | 53,919,000 | 55,371,000 | 56,886,000 | 60,924,000 |
| Noninterest-bearing deposits | 34,079,000 | 33,699,000 | 35,707,000 | 36,447,000 |
| Equity capital | 12,682,000 | 12,796,000 | 13,435,000 | 12,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,170,000 | 2,323,000 | 3,550,000 | 4,819,000 |
| Interest expense | 75,000 | 147,000 | 217,000 | 286,000 |
| Net interest income | 1,095,000 | 2,176,000 | 3,333,000 | 4,533,000 |
| Noninterest income | 267,000 | 553,000 | 803,000 | 1,167,000 |
| Noninterest expense | 833,000 | 1,687,000 | 2,581,000 | 3,332,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 8,000 |
| Pretax income | 352,000 | 865,000 | 1,328,000 | 2,182,000 |
| Income tax | 55,000 | 135,000 | 50,000 | 212,000 |
| Net income | 297,000 | 730,000 | 1,278,000 | 1,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,448,000 | 11,365,000 | 11,924,000 | 11,250,000 |
| Total capital | 12,159,000 | 12,131,000 | 12,711,000 | 11,950,000 |
| Risk-weighted assets | 63,838,000 | 66,379,000 | 69,246,000 | 73,408,000 |