Call reports 2011
BANK OF CUSHING — 2011
What BANK OF CUSHING reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 96,532,000 | 97,255,000 | 98,415,000 | 99,128,000 |
| Total loans | 42,974,000 | 41,491,000 | 39,793,000 | 39,894,000 |
| Allowance for loan losses | 700,000 | 703,000 | 710,000 | 715,000 |
| Securities available for sale | 39,307,000 | 41,068,000 | 41,833,000 | 47,465,000 |
| Securities held to maturity | 56,000 | 55,000 | 55,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,046,000 | 84,826,000 | 84,477,000 | 85,611,000 |
| Interest-bearing deposits | 54,679,000 | 46,885,000 | 46,544,000 | 53,345,000 |
| Noninterest-bearing deposits | 30,367,000 | 37,941,000 | 37,933,000 | 32,266,000 |
| Equity capital | 10,499,000 | 11,324,000 | 12,448,000 | 11,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,382,000 | 3,557,000 | 4,731,000 |
| Interest expense | 147,000 | 277,000 | 384,000 | 471,000 |
| Net interest income | 1,043,000 | 2,105,000 | 3,173,000 | 4,260,000 |
| Noninterest income | 293,000 | 586,000 | 867,000 | 1,158,000 |
| Noninterest expense | 1,242,000 | 1,187,000 | 1,770,000 | 2,637,000 |
| Provision for loan losses | -68,000 | -68,000 | -68,000 | -22,000 |
| Pretax income | -27,000 | 247,000 | 798,000 | 1,263,000 |
| Income tax | 79,000 | 40,000 | 0 | -123,000 |
| Net income | -106,000 | 207,000 | 798,000 | 1,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,608,000 | 10,933,000 | 11,535,000 | 11,139,000 |
| Total capital | 11,308,000 | 11,636,000 | 12,245,000 | 11,854,000 |
| Risk-weighted assets | 65,979,000 | 62,698,000 | 61,621,000 | 64,405,000 |