Call reports 2016
BLUE HILLS BANK — 2016
What BLUE HILLS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,160,126,000 | 2,238,411,000 | 2,310,837,000 | 2,467,173,000 |
| Total loans | 1,591,688,000 | 1,691,724,000 | 1,761,793,000 | 1,934,808,000 |
| Allowance for loan losses | 16,985,000 | 18,079,000 | 17,730,000 | 18,750,000 |
| Securities available for sale | 245,890,000 | 215,080,000 | 216,828,000 | 208,980,000 |
| Securities held to maturity | 196,578,000 | 196,452,000 | 197,863,000 | 201,028,000 |
| Trading assets | 16,573,000 | 20,509,000 | 18,816,000 | 9,024,000 |
| Total deposits | 1,579,433,000 | 1,685,890,000 | 1,759,138,000 | 1,882,640,000 |
| Interest-bearing deposits | 1,346,297,000 | 1,446,937,000 | 1,499,820,000 | 1,627,448,000 |
| Noninterest-bearing deposits | 233,136,000 | 238,953,000 | 259,318,000 | 255,192,000 |
| Equity capital | 292,707,000 | 297,475,000 | 301,596,000 | 302,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 16,063,000 | 32,420,000 | 50,104,000 | 69,538,000 |
| Interest expense | 2,862,000 | 5,902,000 | 9,092,000 | 12,575,000 |
| Net interest income | 13,201,000 | 26,518,000 | 41,012,000 | 56,963,000 |
| Noninterest income | 1,621,000 | 3,765,000 | 7,335,000 | 10,843,000 |
| Noninterest expense | 11,412,000 | 23,736,000 | 36,382,000 | 49,265,000 |
| Provision for loan losses | -27,000 | 1,086,000 | 3,958,000 | 4,885,000 |
| Pretax income | 3,193,000 | 5,881,000 | 8,989,000 | 14,936,000 |
| Income tax | 1,076,000 | 2,027,000 | 3,326,000 | 4,562,000 |
| Net income | 2,117,000 | 3,854,000 | 5,663,000 | 10,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 282,554,000 | 285,717,000 | 290,283,000 | 294,707,000 |
| Total capital | 299,539,000 | 303,796,000 | 308,013,000 | 313,457,000 |
| Risk-weighted assets | 1,723,796,000 | 1,776,637,000 | 1,811,900,000 | 1,927,448,000 |