Call reports 2016
HEARTLAND BANK — 2016
What HEARTLAND BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 231,392,000 | 227,140,000 | 219,027,000 | 205,875,000 |
| Total loans | 183,170,000 | 177,985,000 | 170,586,000 | 164,829,000 |
| Allowance for loan losses | 5,180,000 | 4,741,000 | 4,313,000 | 11,365,000 |
| Securities available for sale | 7,955,000 | 9,745,000 | 10,697,000 | 9,736,000 |
| Securities held to maturity | 1,200,000 | 1,180,000 | 1,180,000 | 1,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,633,000 | 197,213,000 | 189,750,000 | 184,963,000 |
| Interest-bearing deposits | 188,487,000 | 184,625,000 | 178,916,000 | 175,231,000 |
| Noninterest-bearing deposits | 14,146,000 | 12,588,000 | 10,834,000 | 9,732,000 |
| Equity capital | 27,899,000 | 29,085,000 | 28,636,000 | 20,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,074,000 | 6,594,000 | 9,095,000 | 11,704,000 |
| Interest expense | 432,000 | 867,000 | 1,295,000 | 1,714,000 |
| Net interest income | 2,642,000 | 5,727,000 | 7,800,000 | 9,990,000 |
| Noninterest income | 472,000 | 865,000 | 1,221,000 | 1,501,000 |
| Noninterest expense | 2,039,000 | 4,056,000 | 6,317,000 | 9,407,000 |
| Provision for loan losses | 1,730,000 | 2,030,000 | 2,655,000 | 9,996,000 |
| Pretax income | -655,000 | 530,000 | 73,000 | -7,888,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -655,000 | 530,000 | 73,000 | -7,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,510,000 | 25,695,000 | 25,239,000 | 17,195,000 |
| Total capital | 27,080,000 | 28,338,000 | 27,811,000 | 19,712,000 |
| Risk-weighted assets | 203,000,000 | 209,367,000 | 204,034,000 | 192,515,000 |