Call reports 2015
HEARTLAND BANK — 2015
What HEARTLAND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 242,075,000 | 244,232,000 | 248,929,000 | 241,442,000 |
| Total loans | 190,028,000 | 190,113,000 | 205,766,000 | 200,676,000 |
| Allowance for loan losses | 5,081,000 | 5,059,000 | 5,411,000 | 8,557,000 |
| Securities available for sale | 7,637,000 | 9,225,000 | 8,550,000 | 8,441,000 |
| Securities held to maturity | 1,225,000 | 1,215,000 | 1,215,000 | 1,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,439,000 | 208,352,000 | 198,473,000 | 212,014,000 |
| Interest-bearing deposits | 188,922,000 | 188,980,000 | 185,849,000 | 198,170,000 |
| Noninterest-bearing deposits | 16,517,000 | 19,372,000 | 12,624,000 | 13,844,000 |
| Equity capital | 33,417,000 | 34,835,000 | 34,765,000 | 29,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,193,000 | 7,905,000 | 11,603,000 | 14,113,000 |
| Interest expense | 441,000 | 903,000 | 1,363,000 | 1,815,000 |
| Net interest income | 3,752,000 | 7,002,000 | 10,240,000 | 12,298,000 |
| Noninterest income | 568,000 | 991,000 | 1,406,000 | 561,000 |
| Noninterest expense | 1,871,000 | 3,817,000 | 5,675,000 | 7,382,000 |
| Provision for loan losses | 250,000 | 500,000 | 1,040,000 | 5,240,000 |
| Pretax income | 2,199,000 | 3,676,000 | 4,931,000 | 237,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,199,000 | 3,676,000 | 4,931,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,980,000 | 31,457,000 | 31,368,000 | 25,666,000 |
| Total capital | 32,633,000 | 34,047,000 | 34,230,000 | 28,422,000 |
| Risk-weighted assets | 209,882,000 | 204,787,000 | 226,443,000 | 214,716,000 |