Call reports 2013
HEARTLAND BANK — 2013
What HEARTLAND BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 194,361,000 | 202,302,000 | 193,664,000 | 208,005,000 |
| Total loans | 152,506,000 | 165,234,000 | 154,476,000 | 173,598,000 |
| Allowance for loan losses | 3,502,000 | 3,450,000 | 3,574,000 | 3,882,000 |
| Securities available for sale | 12,069,000 | 11,099,000 | 11,021,000 | 10,258,000 |
| Securities held to maturity | 1,250,000 | 1,250,000 | 1,250,000 | 1,250,000 |
| Trading assets | 0 | 926,000 | 3,784,000 | 1,594,000 |
| Total deposits | 160,227,000 | 163,481,000 | 162,160,000 | 179,076,000 |
| Interest-bearing deposits | 147,215,000 | 153,972,000 | 146,634,000 | 165,687,000 |
| Noninterest-bearing deposits | 13,012,000 | 9,509,000 | 15,526,000 | 13,389,000 |
| Equity capital | 28,188,000 | 27,406,000 | 27,826,000 | 27,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,099,000 | 6,543,000 | 9,866,000 | 14,001,000 |
| Interest expense | 382,000 | 740,000 | 1,092,000 | 1,416,000 |
| Net interest income | 2,717,000 | 5,803,000 | 8,774,000 | 12,585,000 |
| Noninterest income | 436,000 | 543,000 | 901,000 | 1,169,000 |
| Noninterest expense | 1,532,000 | 3,077,000 | 4,680,000 | 6,371,000 |
| Provision for loan losses | 225,000 | 550,000 | 775,000 | 1,000,000 |
| Pretax income | 1,396,000 | 2,719,000 | 4,220,000 | 6,383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,396,000 | 2,719,000 | 4,220,000 | 6,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,754,000 | 24,084,000 | 24,459,000 | 23,722,000 |
| Total capital | 26,912,000 | 26,414,000 | 26,677,000 | 26,110,000 |
| Risk-weighted assets | 171,288,000 | 185,274,000 | 175,980,000 | 189,568,000 |