Call reports 2012
HEARTLAND BANK — 2012
What HEARTLAND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 185,788,000 | 182,326,000 | 184,602,000 | 194,988,000 |
| Total loans | 148,570,000 | 147,141,000 | 134,180,000 | 151,853,000 |
| Allowance for loan losses | 3,150,000 | 3,356,000 | 3,287,000 | 3,289,000 |
| Securities available for sale | 11,773,000 | 11,824,000 | 12,493,000 | 13,581,000 |
| Securities held to maturity | 0 | 1,250,000 | 1,250,000 | 1,250,000 |
| Trading assets | 2,972,000 | 0 | 0 | 2,434,000 |
| Total deposits | 144,800,000 | 140,134,000 | 141,922,000 | 160,383,000 |
| Interest-bearing deposits | 133,725,000 | 130,745,000 | 130,913,000 | 146,458,000 |
| Noninterest-bearing deposits | 11,075,000 | 9,389,000 | 11,009,000 | 13,925,000 |
| Equity capital | 27,237,000 | 28,506,000 | 28,846,000 | 27,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,844,000 | 5,659,000 | 8,774,000 | 11,519,000 |
| Interest expense | 506,000 | 1,000,000 | 1,485,000 | 1,878,000 |
| Net interest income | 2,338,000 | 4,659,000 | 7,289,000 | 9,641,000 |
| Noninterest income | 410,000 | 2,245,000 | 2,693,000 | 3,079,000 |
| Noninterest expense | 1,370,000 | 2,893,000 | 4,528,000 | 6,019,000 |
| Provision for loan losses | 225,000 | 875,000 | 1,100,000 | 1,325,000 |
| Pretax income | 1,153,000 | 3,136,000 | 4,324,000 | 5,346,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,153,000 | 3,136,000 | 4,324,000 | 5,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,754,000 | 25,037,000 | 25,358,000 | 24,404,000 |
| Total capital | 25,701,000 | 26,990,000 | 27,170,000 | 26,480,000 |
| Risk-weighted assets | 156,196,000 | 158,339,000 | 143,466,000 | 166,947,000 |