Call reports 2011
HEARTLAND BANK — 2011
What HEARTLAND BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 160,649,000 | 168,834,000 | 181,069,000 | 186,005,000 |
| Total loans | 130,352,000 | 135,345,000 | 144,740,000 | 147,410,000 |
| Allowance for loan losses | 2,457,000 | 2,528,000 | 2,750,000 | 2,966,000 |
| Securities available for sale | 11,719,000 | 13,025,000 | 11,948,000 | 12,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 1,458,000 | 0 |
| Total deposits | 127,120,000 | 134,791,000 | 140,549,000 | 145,276,000 |
| Interest-bearing deposits | 120,994,000 | 125,395,000 | 129,129,000 | 130,133,000 |
| Noninterest-bearing deposits | 6,126,000 | 9,396,000 | 11,420,000 | 15,143,000 |
| Equity capital | 20,585,000 | 20,446,000 | 26,798,000 | 26,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,371,000 | 4,963,000 | 7,595,000 | 10,498,000 |
| Interest expense | 622,000 | 1,227,000 | 1,777,000 | 2,298,000 |
| Net interest income | 1,749,000 | 3,736,000 | 5,818,000 | 8,200,000 |
| Noninterest income | 297,000 | 623,000 | 1,022,000 | 1,497,000 |
| Noninterest expense | 1,209,000 | 2,452,000 | 3,720,000 | 5,127,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 612,000 | 1,457,000 | 2,445,000 | 3,670,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 612,000 | 1,457,000 | 2,445,000 | 3,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,074,000 | 16,865,000 | 23,215,000 | 23,429,000 |
| Total capital | 18,728,000 | 18,626,000 | 25,092,000 | 25,348,000 |
| Risk-weighted assets | 134,849,000 | 141,736,000 | 152,022,000 | 152,862,000 |