Call reports 2025
FIDELITY STATE BANK AND TRUST COMPANY — 2025
What FIDELITY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 155,973,000 | 147,665,000 |
| Total loans | 66,587,000 | 68,057,000 |
| Allowance for loan losses | 949,000 | 839,000 |
| Securities available for sale | 34,342,000 | 25,856,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 124,457,000 | 115,878,000 |
| Interest-bearing deposits | 81,325,000 | 70,370,000 |
| Noninterest-bearing deposits | 43,132,000 | 45,508,000 |
| Equity capital | 13,379,000 | 13,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 1,863,000 | 3,844,000 |
| Interest expense | 511,000 | 975,000 |
| Net interest income | 1,352,000 | 2,869,000 |
| Noninterest income | 126,000 | 224,000 |
| Noninterest expense | 960,000 | 2,044,000 |
| Provision for loan losses | 75,000 | 0 |
| Pretax income | -837,000 | -231,000 |
| Income tax | -11,000 | -10,000 |
| Net income | -826,000 | -221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 13,434,000 | 13,890,000 |
| Total capital | 14,319,000 | 14,729,000 |
| Risk-weighted assets | 70,742,000 | 72,205,000 |