Call reports 2024
FIDELITY STATE BANK AND TRUST COMPANY — 2024
What FIDELITY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 158,491,000 | 157,655,000 | 158,500,000 | 148,254,000 |
| Total loans | 69,302,000 | 68,159,000 | 68,387,000 | 67,817,000 |
| Allowance for loan losses | 909,000 | 874,000 | 865,000 | 847,000 |
| Securities available for sale | 47,644,000 | 48,981,000 | 44,952,000 | 46,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,245,000 | 127,032,000 | 124,308,000 | 120,222,000 |
| Interest-bearing deposits | 90,161,000 | 86,657,000 | 80,084,000 | 88,018,000 |
| Noninterest-bearing deposits | 43,084,000 | 40,375,000 | 44,224,000 | 32,204,000 |
| Equity capital | 11,945,000 | 12,407,000 | 13,447,000 | 13,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,787,000 | 3,736,000 | 5,623,000 | 7,575,000 |
| Interest expense | 511,000 | 1,083,000 | 1,709,000 | 2,294,000 |
| Net interest income | 1,276,000 | 2,653,000 | 3,914,000 | 5,281,000 |
| Noninterest income | 148,000 | 296,000 | 449,000 | 578,000 |
| Noninterest expense | 924,000 | 1,881,000 | 2,806,000 | 3,848,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -30,000 |
| Pretax income | 500,000 | 1,168,000 | 1,657,000 | 2,041,000 |
| Income tax | 21,000 | 51,000 | 72,000 | 90,000 |
| Net income | 479,000 | 1,117,000 | 1,585,000 | 1,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,736,000 | 14,175,000 | 14,442,000 | 14,409,000 |
| Total capital | 14,645,000 | 15,049,000 | 15,307,000 | 15,256,000 |
| Risk-weighted assets | 78,660,000 | 77,178,000 | 76,637,000 | 74,591,000 |