Call reports 2023
FIDELITY STATE BANK AND TRUST COMPANY — 2023
What FIDELITY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 156,663,000 | 158,600,000 | 152,172,000 | 160,491,000 |
| Total loans | 70,306,000 | 68,856,000 | 66,497,000 | 66,432,000 |
| Allowance for loan losses | 960,000 | 962,000 | 911,000 | 915,000 |
| Securities available for sale | 49,993,000 | 48,706,000 | 46,894,000 | 50,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,225,000 | 140,512,000 | 131,810,000 | 139,259,000 |
| Interest-bearing deposits | 60,264,000 | 92,409,000 | 84,033,000 | 93,267,000 |
| Noninterest-bearing deposits | 78,961,000 | 48,103,000 | 47,777,000 | 45,992,000 |
| Equity capital | 10,712,000 | 10,940,000 | 10,621,000 | 11,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,323,000 | 2,801,000 | 4,360,000 | 6,109,000 |
| Interest expense | 138,000 | 547,000 | 974,000 | 1,421,000 |
| Net interest income | 1,185,000 | 2,254,000 | 3,386,000 | 4,688,000 |
| Noninterest income | 34,000 | 663,000 | 798,000 | 928,000 |
| Noninterest expense | 912,000 | 1,924,000 | 2,894,000 | 3,855,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 965,000 | 807,000 | 1,278,000 |
| Income tax | 13,000 | 43,000 | 49,000 | 55,000 |
| Net income | 266,000 | 922,000 | 758,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,301,000 | 13,757,000 | 13,392,000 | 13,458,000 |
| Total capital | 14,261,000 | 14,719,000 | 14,303,000 | 14,373,000 |
| Risk-weighted assets | 81,235,000 | 78,887,000 | 78,094,000 | 77,719,000 |