Call reports 2022
FIDELITY STATE BANK AND TRUST COMPANY — 2022
What FIDELITY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 170,365,000 | 169,898,000 | 153,807,000 | 156,283,000 |
| Total loans | 70,327,000 | 66,749,000 | 66,945,000 | 70,258,000 |
| Allowance for loan losses | 948,000 | 959,000 | 963,000 | 958,000 |
| Securities available for sale | 45,487,000 | 50,292,000 | 53,782,000 | 58,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,383,000 | 152,441,000 | 133,780,000 | 138,612,000 |
| Interest-bearing deposits | 67,646,000 | 67,619,000 | 61,487,000 | 59,042,000 |
| Noninterest-bearing deposits | 83,737,000 | 84,822,000 | 72,293,000 | 79,570,000 |
| Equity capital | 11,315,000 | 10,792,000 | 9,229,000 | 10,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 885,000 | 1,927,000 | 3,037,000 | 4,333,000 |
| Interest expense | 16,000 | 36,000 | 95,000 | 207,000 |
| Net interest income | 869,000 | 1,891,000 | 2,942,000 | 4,126,000 |
| Noninterest income | 128,000 | 201,000 | 263,000 | 299,000 |
| Noninterest expense | 921,000 | 1,889,000 | 2,858,000 | 3,812,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 203,000 | 244,000 | 510,000 |
| Income tax | -6,000 | 0 | 2,000 | 14,000 |
| Net income | 82,000 | 203,000 | 242,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,971,000 | 13,092,000 | 13,081,000 | 13,234,000 |
| Total capital | 13,919,000 | 14,051,000 | 14,044,000 | 14,192,000 |
| Risk-weighted assets | 80,333,000 | 77,992,000 | 78,626,000 | 81,371,000 |