Call reports 2021
FIDELITY STATE BANK AND TRUST COMPANY — 2021
What FIDELITY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 155,854,000 | 157,696,000 | 163,322,000 | 174,756,000 |
| Total loans | 78,092,000 | 69,226,000 | 66,207,000 | 67,170,000 |
| Allowance for loan losses | 944,000 | 952,000 | 953,000 | 962,000 |
| Securities available for sale | 29,152,000 | 27,245,000 | 35,276,000 | 44,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,421,000 | 136,703,000 | 139,063,000 | 154,587,000 |
| Interest-bearing deposits | 71,260,000 | 69,380,000 | 67,968,000 | 67,980,000 |
| Noninterest-bearing deposits | 62,161,000 | 67,323,000 | 71,095,000 | 86,607,000 |
| Equity capital | 13,595,000 | 13,638,000 | 13,662,000 | 13,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 1,979,000 | 2,916,000 | 3,733,000 |
| Interest expense | 42,000 | 79,000 | 101,000 | 122,000 |
| Net interest income | 970,000 | 1,900,000 | 2,815,000 | 3,611,000 |
| Noninterest income | 128,000 | 267,000 | 423,000 | 541,000 |
| Noninterest expense | 824,000 | 1,712,000 | 2,562,000 | 3,570,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 274,000 | 455,000 | 676,000 | 582,000 |
| Income tax | 8,000 | 16,000 | 26,000 | 27,000 |
| Net income | 266,000 | 439,000 | 650,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,000,000 | 13,072,000 | 13,183,000 | 12,989,000 |
| Total capital | — | — | 14,125,000 | 13,942,000 |
| Risk-weighted assets | — | — | 75,361,000 | 76,310,000 |