Call reports 2020
FIDELITY STATE BANK AND TRUST COMPANY — 2020
What FIDELITY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 128,276,000 | 151,330,000 | 149,124,000 | 150,380,000 |
| Total loans | 79,997,000 | 96,976,000 | 95,117,000 | 87,769,000 |
| Allowance for loan losses | 688,000 | 762,000 | 770,000 | 946,000 |
| Securities available for sale | 34,299,000 | 25,013,000 | 22,848,000 | 32,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,680,000 | 127,698,000 | 127,159,000 | 127,418,000 |
| Interest-bearing deposits | 67,457,000 | 72,366,000 | 71,444,000 | 70,717,000 |
| Noninterest-bearing deposits | 39,223,000 | 55,332,000 | 55,715,000 | 56,701,000 |
| Equity capital | 13,475,000 | 13,726,000 | 13,838,000 | 13,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,153,000 | 2,264,000 | 3,310,000 | 4,445,000 |
| Interest expense | 127,000 | 182,000 | 236,000 | 284,000 |
| Net interest income | 1,026,000 | 2,082,000 | 3,074,000 | 4,161,000 |
| Noninterest income | 89,000 | 214,000 | 355,000 | 479,000 |
| Noninterest expense | 786,000 | 1,653,000 | 2,456,000 | 3,474,000 |
| Provision for loan losses | 30,000 | 100,000 | 100,000 | 300,000 |
| Pretax income | 406,000 | 930,000 | 1,260,000 | 1,253,000 |
| Income tax | 4,000 | 28,000 | 42,000 | 43,000 |
| Net income | 402,000 | 902,000 | 1,218,000 | 1,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,626,000 | 12,926,000 | 13,042,000 | 12,834,000 |