Call reports 2017
FIDELITY STATE BANK AND TRUST COMPANY — 2017
What FIDELITY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 123,055,000 | 119,454,000 | 124,441,000 | 130,115,000 |
| Total loans | 78,383,000 | 78,210,000 | 76,980,000 | 79,005,000 |
| Allowance for loan losses | 721,000 | 733,000 | 718,000 | 713,000 |
| Securities available for sale | 27,392,000 | 26,609,000 | 26,443,000 | 29,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,484,000 | 103,732,000 | 109,379,000 | 115,375,000 |
| Interest-bearing deposits | 65,575,000 | 61,276,000 | 69,388,000 | 65,445,000 |
| Noninterest-bearing deposits | 42,909,000 | 42,456,000 | 39,991,000 | 49,930,000 |
| Equity capital | 11,443,000 | 11,751,000 | 11,837,000 | 11,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 2,034,000 | 3,118,000 | 4,196,000 |
| Interest expense | 77,000 | 172,000 | 285,000 | 406,000 |
| Net interest income | 921,000 | 1,862,000 | 2,833,000 | 3,790,000 |
| Noninterest income | 110,000 | 229,000 | 343,000 | 445,000 |
| Noninterest expense | 824,000 | 1,583,000 | 2,384,000 | 3,189,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 207,000 | 508,000 | 792,000 | 1,046,000 |
| Income tax | 9,000 | 22,000 | 34,000 | 46,000 |
| Net income | 198,000 | 486,000 | 758,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,841,000 | 11,955,000 | 12,051,000 | 12,118,000 |
| Total capital | 12,562,000 | 12,688,000 | 12,769,000 | 12,831,000 |
| Risk-weighted assets | 86,142,000 | 85,564,000 | 83,506,000 | 85,277,000 |