Call reports 2016
FIDELITY STATE BANK AND TRUST COMPANY — 2016
What FIDELITY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 112,893,000 | 116,250,000 | 116,076,000 | 133,002,000 |
| Total loans | 72,584,000 | 74,500,000 | 75,654,000 | 76,863,000 |
| Allowance for loan losses | 743,000 | 746,000 | 737,000 | 723,000 |
| Securities available for sale | 24,083,000 | 26,909,000 | 30,014,000 | 28,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,410,000 | 100,994,000 | 100,241,000 | 106,539,000 |
| Interest-bearing deposits | 57,657,000 | 54,110,000 | 60,877,000 | 62,646,000 |
| Noninterest-bearing deposits | 40,753,000 | 46,884,000 | 39,364,000 | 43,893,000 |
| Equity capital | 11,471,000 | 11,947,000 | 11,994,000 | 11,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,801,000 | 2,762,000 | 3,729,000 |
| Interest expense | 47,000 | 96,000 | 150,000 | 213,000 |
| Net interest income | 847,000 | 1,705,000 | 2,612,000 | 3,516,000 |
| Noninterest income | 121,000 | 293,000 | 464,000 | 616,000 |
| Noninterest expense | 799,000 | 1,523,000 | 2,343,000 | 3,113,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 169,000 | 475,000 | 733,000 | 1,019,000 |
| Income tax | 7,000 | 21,000 | 32,000 | 44,000 |
| Net income | 162,000 | 454,000 | 701,000 | 975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,371,000 | 11,593,000 | 11,769,000 | 11,843,000 |
| Total capital | 12,114,000 | 12,339,000 | 12,506,000 | 12,566,000 |
| Risk-weighted assets | 80,909,000 | 83,530,000 | 82,301,000 | 84,422,000 |