Call reports 2015
FIDELITY STATE BANK AND TRUST COMPANY — 2015
What FIDELITY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 105,305,000 | 108,786,000 | 103,317,000 | 107,881,000 |
| Total loans | 69,910,000 | 69,904,000 | 65,183,000 | 70,057,000 |
| Allowance for loan losses | 792,000 | 779,000 | 740,000 | 736,000 |
| Securities available for sale | 26,068,000 | 25,397,000 | 25,178,000 | 24,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,125,000 | 94,235,000 | 88,925,000 | 93,750,000 |
| Interest-bearing deposits | 54,468,000 | 54,530,000 | 54,255,000 | 53,699,000 |
| Noninterest-bearing deposits | 36,657,000 | 39,704,000 | 34,670,000 | 40,052,000 |
| Equity capital | 11,055,000 | 11,056,000 | 11,344,000 | 11,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,687,000 | 2,537,000 | 3,391,000 |
| Interest expense | 24,000 | 48,000 | 70,000 | 104,000 |
| Net interest income | 812,000 | 1,639,000 | 2,467,000 | 3,287,000 |
| Noninterest income | 130,000 | 287,000 | 449,000 | 590,000 |
| Noninterest expense | 795,000 | 1,537,000 | 2,348,000 | 3,208,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 389,000 | 568,000 | 669,000 |
| Income tax | 6,000 | 17,000 | 25,000 | 29,000 |
| Net income | 141,000 | 372,000 | 543,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,989,000 | 11,150,000 | 11,251,000 | 11,278,000 |
| Total capital | 11,781,000 | 11,929,000 | 11,991,000 | 12,014,000 |
| Risk-weighted assets | 74,021,000 | 73,463,000 | 69,428,000 | 74,437,000 |