Call reports 2012
FIDELITY STATE BANK AND TRUST COMPANY — 2012
What FIDELITY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 98,185,000 | 92,524,000 | 95,394,000 | 96,327,000 |
| Total loans | 55,326,000 | 51,805,000 | 52,477,000 | 53,607,000 |
| Allowance for loan losses | 860,000 | 852,000 | 871,000 | 863,000 |
| Securities available for sale | 30,287,000 | 29,415,000 | 28,465,000 | 27,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,204,000 | 75,857,000 | 78,804,000 | 80,623,000 |
| Interest-bearing deposits | 57,773,000 | 55,586,000 | 53,250,000 | 51,324,000 |
| Noninterest-bearing deposits | 23,431,000 | 20,271,000 | 25,554,000 | 29,299,000 |
| Equity capital | 11,779,000 | 11,742,000 | 11,992,000 | 11,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,812,000 | 2,663,000 | 3,497,000 |
| Interest expense | 65,000 | 126,000 | 184,000 | 235,000 |
| Net interest income | 871,000 | 1,686,000 | 2,479,000 | 3,262,000 |
| Noninterest income | 150,000 | 296,000 | 474,000 | 641,000 |
| Noninterest expense | 732,000 | 1,517,000 | 2,250,000 | 3,144,000 |
| Provision for loan losses | 40,000 | 70,000 | 70,000 | 70,000 |
| Pretax income | 249,000 | 395,000 | 633,000 | 689,000 |
| Income tax | 10,000 | 23,000 | 33,000 | 29,000 |
| Net income | 239,000 | 372,000 | 600,000 | 660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,135,000 | 11,198,000 | 11,355,000 | 10,916,000 |
| Total capital | 11,907,000 | 11,920,000 | 12,075,000 | 11,645,000 |
| Risk-weighted assets | 61,577,000 | 57,648,000 | 57,455,000 | 58,218,000 |